Data Breach pays for the costs of understanding the nature of the breach and how to respond. These costs can include:
* A Forensic IT Review performed by a professional information technology firm to determine the nature and extent of the “data breach” and the number and identities of the “affected individuals”.
* A Legal Review performed by counsel to determine how you should best respond to a data breach.
* Notification to Affected Individuals - we will pay your necessary and reasonable costs to provide notification of the “data breach” to “affected individuals”.
* Services to Affected Individuals which may include Informational Materials, a Help Line, Credit Report and Monitoring, or Identity Restoration Case Management. All of these are designed to assist an “affected individual” through the process of correcting credit and other records.