By using this site, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this site. HSB Group, Inc. (and/or its affiliated entities, referred to herein as "HSB") may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.
This site and the tools, links and materials on this site are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, HSB disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. HSB does not warrant that the functions contained in the materials, tools or links will be uninterrupted or error-free, that defects will be corrected, or that this web site or the server that makes it available are free of viruses or other harmful components. HSB does not warrant or make any representations regarding the use or the results of the use of the tools, links and materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not HSB) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes.
CONTRACTED SERVICE PARTNER SITES
LIMITATION OF LIABILITY
While HSB uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. HSB makes no warranties or representations as to the accuracy of the content of this website or any Contracted Service Partner Site. Under no circumstances, including, but not limited to, negligence, shall HSB or any party involved in creating, producing, or delivering the website or any Contracted Service Partner Site be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website or any Contracted Service Partner Site, even if HSB or an HSB authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability of incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall HSB's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. HSB also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the website or any Contracted Service Partner Site or your downloading of any materials, data, text, images, video, or audio from this website or any Contracted Service Partner Site.
RESTRICTIONS ON USE OF MATERIALS
This website and the sites to which it links are owned and operated by HSB and its Contracted Service Partners. Except as otherwise expressly permitted by HSB and its Contracted Service Partners, no materials from this website or any website owned, operated, licensed or controlled by HSB or its Contracted Service Partners may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that it also retains all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without the written permission of HSB and its Contracted Service Partners. HSB neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with HSB.
JURISDICTIONAL ISSUES--PRODUCTS AND SERVICES
Unless otherwise expressly set forth herein, HSB makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so by their own initiative and are responsible for compliance with local laws. Except as specifically set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service. No security, insurance product or other product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.
TRADEMARKS AND COPYRIGHTS
All trademarks, services marks, trade names, logos and icons are proprietary to HSB. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of HSB or its Contracted Service Partners that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with the permission of, HSB or its Contracted Service Partners. The use of these images is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
STATUTORY INFORMATION CONCERNING INSURANCE COMPANY OPERATIONS
Certain states require disclosure of specific information concerning an insurance company's state of domicile, principal place of business, National Association of Insurance Commissioners ("NAIC") code number, and where an insurance company is authorized to transact business. The Hartford Steam Boiler Inspection and Insurance Company ("HSBIIC") is domiciled in the State of Connecticut, and maintains its principal place of business at One State Street, Hartford, Connecticut 06102-5024. HSBIIC is authorized to transact business in every state in the United States. The NAIC Code number for HSBIIC is 11452.
HSB is committed to protecting your privacy. Questions regarding this policy should be directed to firstname.lastname@example.org.
1. What information do we collect?
We collect certain information about our visitors when products or services are used or feedback is requested. The types of information requested may include, but are not necessarily limited to, your name, home address, email address, telephone number, and details related to energy savings, home inventory, and utility rates. This information is requested only on certain pages that are password-protected and that require pre-registration. We also collect information about website traffic.
2. Where do we collect information from you and how do we use it?
We may use information collected to provide services and fill orders, to send promotional information, to enhance the operation of our site and to administer our systems. When you use a service or place an order with us, we collect personal information from you. If you use one of our products or services, we will collect and maintain certain of your information which may include, but is not necessarily limited to, your name, email address, mailing address, telephone number, utility account number, home inventory information, service or product selections, confirmation number, and a password. We collect this in order to provide services to you, to communicate with you about our services, or to send you materials. Before confirming your request, you will have the opportunity to review the request form and make changes and additions to the information it contains and these changes will be automatically kept for future use. We share your information with our Contracted Service Partners so that they may provide services to you. We share your information with your insurance provider. Both we and your insurance provider may use your information for underwriting and other internal business purposes. Except as set forth in the preceding sentences, we do not sell, trade, or rent your personal information to others and will not disclose it to third parties except as may be required by law. All data will be disclosed to third parties as required by law or regulation and may be deemed discoverable by third parties. We may also provide certain information to insurance regulators upon proper request. As a result of involvement in a claim, the data added via this site or a Contracted Service Partner Site may be deemed discoverable by third parties and used in claims investigation and/or litigation. HSB or a vendor may be legally required to provide the data to others involved in the claim or their legal counsel. If you are involved in a claim, you should not expect to retain data privacy or confidentiality of data added through the site or a Contracted Service Partner Site.
3. How can you update your personal information?
You may update or change information related to your account by accessing the "My Profile" link in the site header. For other questions related to updating or changing your account information, please send an email message to email@example.com.
4. How do we protect your information?
When you enter your information or place a request, you are connected to a secure server. All of the data we collect is protected against unauthorized access by physical security means.
5. Use of "cookies"
When accessing our site, we will store a cookie on your computer in order to facilitate your use of our site. "Cookies" are small pieces of information that are stored by your browser on your computer's hard drive that can later be retrieved to identify you to our site. Our cookies store a user identification number, which makes your use of the site easier and helps us maintain a secure site.